What if my medical bill is higher than my EOB?

Do not ignore the difference. Match the provider and date of service, then ask the billing office or insurer why the provider bill is requesting more than the EOB patient responsibility.

Can I pay the bill if I do not have an EOB yet?

If insurance should be involved, it is usually safer to wait until the claim has processed or ask the provider whether insurance processing is complete before paying.

How to Compare a Medical Bill With Your EOB

Match the provider, patient, and date of service on both documents first. Then compare the bill balance due with the EOB patient responsibility for the same claim. Also review allowed amount, insurance paid, adjustments, and any denial or pending status before paying.